Your peer-to-peer consumer ISA results

Also known as Innovative Finance ISAs, they’re a new and exciting addition to your tax-free saving options. Here are Moneybrain’s recommended peer-to-peer ISAs for you.

Top 7 by Target Rate (High-Low)

JustUs - Adventurous

JustUs - Adventurous
Target Rate p.a.
9.61%
Cash held with
Barclays Bank plc
ISA transfers in
Yes
Min deposit
£100
Monthly payment
Yes - max £1,666.66
Interest paid
Monthly
FSCS
N/A
Security
Property
Provision
Yes
Fees
None

JustUs - Balanced

JustUs - Balanced
Target Rate p.a.
6.41%
Cash held with
Barclays Bank plc
ISA transfers in
Yes
Min deposit
£100
Monthly payment
Yes - Max £1,666.66
Interest paid
Monthly
FSCS
N/A
Security
Property
Provision
Yes
Fees
None

Lending Works 5 year

Lending Works 5 year
Target Rate p.a.
6.00%
Cash held with
Nat West Bank plc
ISA transfers in
Yes
Min deposit
£10
Monthly payment
-
Interest paid
Monthly
FSCS
N/A
Security
Lending Works Shield
Provision
Yes
Fees
None

Lending Works 3 year

Lending Works 3 year
Target Rate p.a.
4.50%
Cash held with
Nat West Bank plc
ISA transfers in
Yes
Min deposit
£10
Monthly payment
-
Interest paid
Monthly
FSCS
N/A
Security
Lending Works Shield
Provision
Yes
Fees
Greater of £20 or 0.60% of loan sale value on secondary market.

JustUs - Prudent

JustUs - Prudent
Target Rate p.a.
4.32%
Cash held with
Barclays Bank plc
ISA transfers in
Yes
Min deposit
£100
Monthly payment
Yes - Max £1,666.66
Interest paid
Monthly
FSCS
N/A
Security
Property
Provision
Yes
Fees
None

Landbay

Landbay
Target Rate p.a.
3.54%
Cash held with
Royal Bank of Scotland plc & Barclays Bank plc
ISA transfers in
Yes
Min deposit
£5,000
Monthly payment
-
Interest paid
Monthly
FSCS
N/A
Security
Property
Provision
Yes
Fees
£50 Transfer out fee £50 ISA Repair fee

Landbay

Landbay
Target Rate p.a.
3.15%
Cash held with
Royal Bank of Scotland plc & Barclays Bank plc
ISA transfers in
Yes
Min deposit
£5,000
Monthly payment
-
Interest paid
Monthly
FSCS
N/A
Security
Property
Provision
Yes
Fees
£50 Transfer out fee £50 ISA Repair fee

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