Your first-time buyer mortgage options

Buying your first home is an exciting time and you need all the help you can get. Trust Moneybrain to rise to the occasion. Here are ten mortgages you can choose with confidence. We understand that when you are a first time buyer money can be tight so in this example we have shown the lenders that will support you with no deposit (100% mortgages) right the way through to larger 60% deposit. Remember in most cases the bigger the deposit the better the mortgage rate could be and there will be lenders that will take a lower deposit (subject to your personal circumstances). Moneybrain Advice Ltd is Authorised and Regulated by the Financial Conduct Authority in respect of mortgage and insurance advice (FRN 940441).

Top 10 by Most popular

HSBC UK

HSBC UK
Initial rate
1.69%
Rate Control
Fixed
Control Period
2 years
Current Reversion
3.54%
APRC
3.40%
Max LTV
90%
Arrangement/Booking fee
£999.00
Completion/Admin Fee
£17.00

Platform

Platform
Initial rate
1.71%
Rate Control
Fixed
Control Period
2 years
Current Reversion
4.34%
APRC
4.10%
Max LTV
90%
Arrangement/Booking fee
£1,499.00
Completion/Admin Fee
£50.00

Nationwide

Nationwide
Initial rate
1.81%
Rate Control
Fixed
Control Period
3 years
Current Reversion
3.59%
APRC
3.30%
Max LTV
90%
Arrangement/Booking fee
£999.00
Completion/Admin Fee
-

Yorkshire Building Society

Yorkshire Building Society
Initial rate
1.95%
Rate Control
Fixed
Control Period
3 Years
Current Reversion
3.75%
APRC
3.90%
Max LTV
90%
Arrangement/Booking fee
£995.00
Completion/Admin Fee
-

Platform

Platform
Initial rate
2.38%
Rate Control
Fixed
Control Period
5 years
Current Reversion
4.34%
APRC
3.80%
Max LTV
90%
Arrangement/Booking fee
£1,499.00
Completion/Admin Fee
£50.00

The Cumberland

The Cumberland
Initial rate
2.38%
Rate Control
Fixed
Control Period
5 years
Current Reversion
4.09%
APRC
3.70%
Max LTV
90%
Arrangement/Booking fee
£1,999.00
Completion/Admin Fee
£130.00

Leek United Building Society

Leek United Building Society
Initial rate
2.37%
Rate Control
Fixed
Control Period
2 years
Current Reversion
5.19%
APRC
4.80%
Max LTV
95%
Arrangement/Booking fee
£995.00
Completion/Admin Fee
£105.00

Leeds Building Society

Leeds Building Society
Initial rate
2.44%
Rate Control
Fixed
Control Period
2 years
Current Reversion
5.29%
APRC
4.70%
Max LTV
95%
Arrangement/Booking fee
£999.00
Completion/Admin Fee
£234.00

Nationwide

Nationwide
Initial rate
2.79%
Rate Control
Fixed
Control Period
3 years
Current Reversion
3.59%
APRC
3.50%
Max LTV
95%
Arrangement/Booking fee
£999.00
Completion/Admin Fee
-

Yorkshire Building Society

Yorkshire Building Society
Initial rate
2.84%
Rate Control
Fixed
Control Period
5 years
Current Reversion
4.49%
APRC
4.00%
Max LTV
95%
Arrangement/Booking fee
£995.00
Completion/Admin Fee
-

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