Guarantor loans

A guarantor loan is a type of loan that requires a third-party guarantor to co-sign the loan agreement. The guarantor agrees to take on the responsibility of repaying the loan if the borrower is unable to do so. This provides extra security for the lender, as the guarantor's creditworthiness and financial situation are also taken into consideration when assessing the loan application. Moneybrain is authorised and regulated by the Financial Conduct Authority as a credit broker. We are not a lender. Moneybrain Advice Ltd is Authorised and Regulated by the Financial Conduct Authority in respect of mortgage and insurance advice (FRN 940441).