Specialist mortgages

A specialist mortgage is a type of mortgage that is designed for individuals who may not meet the eligibility criteria for standard mortgages offered by high street lenders. These mortgages are tailored to the specific needs of the borrower and may have more flexible lending criteria, allowing individuals with a less than perfect credit score or unusual income to secure a mortgage. Specialist mortgages can take many forms, including self-employed mortgages, contractor mortgages, buy-to-let mortgages, expat mortgages, and adverse credit mortgages. These types of mortgages are typically offered by specialist lenders who have expertise in dealing with more complex financial situations. It is important to note that specialist mortgages may have higher interest rates and fees than standard mortgages, reflecting the increased risk to the lender. As such, it is recommended that individuals seeking a specialist mortgage consult with a mortgage advisor and carefully consider the costs and risks associated with the mortgage before making any decisions. Moneybrain Advice Ltd is Authorised and Regulated by the Financial Conduct Authority in respect of mortgage and insurance advice (FRN 940441).

There are a number of options available to you, and we would strongly suggest that you speak to one of our experts to discuss your requirements. Simply click 'Enquire', complete the simple form, and one of the team will contact you directly to discuss your options and tailor a solution.

Moneybrain Ltd is regulated by the Financial Conduct Authority as a credit broker, and will introduce you to Moneybrain Advice Ltd. When your mortgage completes, Moneybrain Ltd will be remunerated for that introduction by Moneybrain Advice Ltd. There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed. Your home may be repossessed if you do not keep up repayments on your mortgage.

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