Your first-time buyer mortgage options

Buying your first home is an exciting time and you need all the help you can get. Trust Moneybrain to rise to the occasion. Here are ten mortgages you can choose with confidence. We understand that when you are a first time buyer money can be tight so in this example we have shown the lenders that will support you with no deposit (100% mortgages) right the way through to larger 60% deposit. Remember in most cases the bigger the deposit the better the mortgage rate could be and there will be lenders that will take a lower deposit (subject to your personal circumstances). Moneybrain Advice Ltd is an Appointed Representative of Sequence Financial Management Ltd for mortgage and insurance advice.

Top 10 by Control Period

Santander

Santander
Initial rate
1.44%
Rate Control
Fixed
Control Period
2 years
Current Reversion
3.75%
APRC
3.60%
Max LTV
60%
Arrangement/Booking fee
£1,249.00
Completion/Admin Fee
£0.00
Min Age
18

Nationwide

Nationwide
Initial rate
1.89%
Rate Control
Fixed
Control Period
2 years
Current Reversion
3.99%
APRC
3.80%
Max LTV
90%
Arrangement/Booking fee
£999.00
Completion/Admin Fee
£0.00
Min Age
18

Leeds Building Society

Leeds Building Society
Initial rate
1.59%
Rate Control
Fixed
Control Period
2 years
Current Reversion
5.69%
APRC
5.00%
Max LTV
80%
Arrangement/Booking fee
£1,990.00
Completion/Admin Fee
£0.00
Min Age
18

Marsden Building Society

Marsden Building Society
Initial rate
2.89%
Rate Control
Fixed
Control Period
2 years
Current Reversion
5.95%
APRC
5.60%
Max LTV
95%
Arrangement/Booking fee
£299.00
Completion/Admin Fee
£475.00
Min Age
21

Platform Homeloans

Platform Homeloans
Initial rate
1.84%
Rate Control
Fixed
Control Period
2 years
Current Reversion
4.74%
APRC
4.40%
Max LTV
90%
Arrangement/Booking fee
£999.00
Completion/Admin Fee
£0.00
Min Age
18

Aldermore Bank

Aldermore Bank
Initial rate
5.18%
Rate Control
Fixed
Control Period
2 years
Current Reversion
5.73%
APRC
6.00%
Max LTV
100
Arrangement/Booking fee
£299.00
Completion/Admin Fee
£999.00
Min Age
21

Scottish Building Society

Scottish Building Society
Initial rate
3.34%
Rate Control
Fixed
Control Period
3 years
Current Reversion
5.14%
APRC
4.90%
Max LTV
95%
Arrangement/Booking fee
£799.00
Completion/Admin Fee
£0.00
Min Age
18

Barclays

Barclays
Initial rate
2.55%
Rate Control
Fixed
Control Period
3 years
Current Reversion
2.99%
APRC
2.90%
Max LTV
95%
Arrangement/Booking fee
£0.00
Completion/Admin Fee
£0.00
Min Age
18

Barclays

Barclays
Initial rate
2.75%
Rate Control
Fixed
Control Period
3 years
Current Reversion
2.99%
APRC
3.00%
Max LTV
100%
Arrangement/Booking fee
£0.00
Completion/Admin Fee
£0.00
Min Age
18

Loughborough Building Society

Loughborough Building Society
Initial rate
3.79%
Rate Control
Fixed
Control Period
5 years
Current Reversion
5.09%
APRC
4.70%
Max LTV
100%
Arrangement/Booking fee
199.00
Completion/Admin Fee
£0.00
Min Age
18

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