Your first-time buyer mortgage options

Buying your first home is an exciting time and you need all the help you can get. Trust Moneybrain to rise to the occasion. Here are ten mortgages you can choose with confidence. We understand that when you are a first time buyer money can be tight so in this example we have shown the lenders that will support you with no deposit (100% mortgages) right the way through to larger 60% deposit. Remember in most cases the bigger the deposit the better the mortgage rate could be and there will be lenders that will take a lower deposit (subject to your personal circumstances). Moneybrain Advice Ltd will introduce you to Genius Wealth Management Ltd for mortgage and insurance advice.

Barclays

Barclays
Initial rate
2.85%
Rate Control
Fixed
Control Period
5 years
Current Reversion
2.59%
APRC
2.70%
Max LTV
95%
Arrangement/Booking fee
-
Completion/Admin Fee
-
Min Age
18

Barclays

Barclays
Initial rate
3.05%
Rate Control
Fixed
Control Period
5 years
Current Reversion
2.59%
APRC
2.80%
Max LTV
95%
Arrangement/Booking fee
-
Completion/Admin Fee
-
Min Age
18

HSBC (Intermediary)

HSBC (Intermediary)
Initial rate
2.49%
Rate Control
Fixed
Control Period
5 years
Current Reversion
3.54%
APRC
3.20%
Max LTV
90%
Arrangement/Booking fee
999.00
Completion/Admin Fee
-
Min Age
18

HSBC (Intermediary)

HSBC (Intermediary)
Initial rate
2.39%
Rate Control
Fixed
Control Period
2 years
Current Reversion
3.54%
APRC
3.40%
Max LTV
90%
Arrangement/Booking fee
-
Completion/Admin Fee
-
Min Age
18

HSBC (Intermediary)

HSBC (Intermediary)
Initial rate
2.14%
Rate Control
Fixed
Control Period
2 years
Current Reversion
3.54%
APRC
3.40%
Max LTV
90%
Arrangement/Booking fee
£999.00
Completion/Admin Fee
-
Min Age
18

Family Building Society

Family Building Society
Initial rate
2.99%
Rate Control
Fixed
Control Period
5 Years
Current Reversion
4.39%
APRC
3.90%
Max LTV
95%
Arrangement/Booking fee
£599.00
Completion/Admin Fee
£175.00
Min Age
18

Platform

Platform
Initial rate
3.29%
Rate Control
Fixed
Control Period
5 years
Current Reversion
4.34%
APRC
4.00%
Max LTV
90%
Arrangement/Booking fee
£1,499.00
Completion/Admin Fee
-
Min Age
18

Platform

Platform
Initial rate
3.49%
Rate Control
Fixed
Control Period
5 years
Current Reversion
4.34%
APRC
4.10%
Max LTV
90%
Arrangement/Booking fee
-
Completion/Admin Fee
-
Min Age
18

Saffron Building Society

Saffron Building Society
Initial rate
3.47%
Rate Control
Fixed
Control Period
5 years
Current Reversion
4.39%
APRC
4.10%
Max LTV
95%
Arrangement/Booking fee
-
Completion/Admin Fee
£180.00
Min Age
18

Buckinghamshire Building Society

Buckinghamshire Building Society
Initial rate
3.59%
Rate Control
Fixed
Control Period
3 years
Current Reversion
4.74%
APRC
4.60%
Max LTV
95%
Arrangement/Booking fee
£850.00
Completion/Admin Fee
-
Min Age
18

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